As a business owner, hopefully you haven’t had to experience the pain of extremely high worker’s compensation rates based on employee injuries. An ex-mod (or experience modifier) is how insurance companies measure the safety of your company. The more injuries your employees have, the higher the …
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The Scary Truth about Small Business Pricing
A strange noise wake you up. The room is very hot and you’re sweating. The clock flashes MIDNIGHT, a sure sign of a power outage. You see that your window is open. When you poke your head outside, the air is cool. The neighborhood sits in misty silence. The early morning sky is the only source of …
Can You Afford to Stay in Business if Small Group Health Plan Premiums Continue to Increase by 15% a Year?
New Catastrophic ACA Rules Cause $10,000 Annual Increase for Employees with Dependents Brace yourself - small group health insurance costs are going up. Most companies are seeing renewals on their small group health plans between 11-50%! Average rates are increasing by 15% while most insurance …